All the Options You Need
When it comes to checking accounts, it’s not one-size-fits-all.
HCU offers a variety of checking accounts to fit the way you manage your money and your life.
Every HCU Checking account makes life a little easier with these great features.
Overdraft Protection comes standard on HCU Checking Accounts. And our $5 fee takes the ouch out of the oops.
Get access to your direct deposit funds up to 2 days early, allowing you to stay ahead of the budgeting game.
With the Co-op ATM network, you'll have access to over 30,000 free ATMs wherever you travel.
Rewards Cash Back Checking
Take advantage of cash-back rewards and no monthly service fees. The more you spend, the more you earn. A free checking account doesn’t get much better than this.
Rewards Dividend Checking
This account lets you put your money to work for you by paying dividends on any balance. If you carry a higher balance, why not take advantage of the dividends?
Checking designed for members under the age of 19. No monthly fees, no minimum balance, and cash back when you use your HCU debit card.
Need help finding your financial way? Renew Checking is designed for learning how to navigate a checking account and build good credit habits.
Change is Good
We make saving money easy and automatic. Change is Good will roundup your debit card purchase and place the excess amount directly into savings.
Avoid the embarrassment and hassle of a declined transaction with Overdraft Protection. Plus, our low fees really help take the ouch out of the oops.
Switch to Heartland
HCU makes it easy to gather everything you need and make the switch to one of our checking accounts.
Reorder Harland Clarke checks online for your Heartland Credit Union checking account.